How do I get a real free credit report without having to use a credit card to get it?

I need to find out what my credit report looks like. But, I have run into several sites where I have to enter my credit card information. My husband found a site where he did NOT have to use any credit card information but we cannot find the link anywhere. Do you know where I can find this site/link?|||Every consumer in America has the right to a free credit report once every year by law as of September 2005. But since that law has passed there has been nothing but confusion.





The web sites that say they are offering this so called free credit report, are asking us to give them our credit card information. Does that sound like a free credit report to you?





You may have even given your credit card number to these companies to sign up for a thirty day trial for a credit service that has almost nothing to do with getting your free credit report.





In all fairness, you can cancel this service after thirty days. But how many people do you think forget and end up with monthly or even annual credit card charges?





In fact, these companies are counting on you forgetting about the thirty day trial and charging that fee on your credit card. But if the law says you get a free report, what's the deal?





A lot of people are confused about these free credit reports because of how some companies are marketing the free credit report. Hopefully, this information will clear a few things up for you.





For people who just want the bottom line, a free credit report is available at www.AnnualCreditReport.com and this is the only official site that helps consumers to obtain their annual free credit report.





This site's security protocols are excellent with physical and technological security and encryption. That's important for identity theft purposes because the information on your credit report should be seen by your eyes only.





So if this site is readily available and anyone can get a free credit report once a year, what's the catch? Here is the catch: the credit report you get from www.AnnualCreditReport.com does not have any credit scores.





Now you may be asking, "Then what good is getting this free credit report without a credit score?" There are a few good reasons why you may want to look at your credit report even without a credit score.





Did you know that more than forty percent of all credit reports have errors? If you spot these errors, you can get them cleared up before it affects your credit score. If you contact a credit bureau about an error, they have to clear it up or remove it after thirty days by law.





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www.AnnualCreditReport.com|||I have looked at all of these suggestions with no results, too. I may end up having to just use my credit card. The only way I found to get the free credit report without using a credit card was via email or telephone.|||You can get a real copy of your credit report and score from http://www.bestcreditcardratings.com/Cre鈥?/a>|||annualfreecredit.com