Keeping credit card will put me in trouble? Because banks coming forward to me for issuing me a credit card.|||Credit cards are not bad if you understand how they work. People blame a piece of plastic with a magnetic strip for their debt problems....when in reality, all that piece of plastic did was lend you tomorrow's money....today. Credit cards aren't bad, it's just some of their users don't have the financial responsibility to understand how a credit card really works.
Take the first poster here for example.|||A credit card is never a good thing to have. They leave nothing but debt and destruction behind. And yes, you do have to pay a monthly cost but most of the time it covers interest only. The only good thing about a credit card is you can use it anywhere for almost anything. But like I said, you should avoid it at all cost.|||use it moderately....yes monthly fee, but it will help establish credit. important to establish credit because it affects getting a place to live, automobiles, etc.
look for good fixed apr (under 12%). and no annual fees.
just dont run the card up. make sure u can pay them every month.|||You certainly don't credit..........
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