Can you pay more on an unsecured credit card to up your limit?

For example if you have a limit of $500 and have $500 available on an unsecured card but you need about $300 more to purchase something for $800 that does not accept cash - credit card only. Can you pay the unsecured credit card that amount ($300) and do you then have the additional credit for the mean time?|||Normally, it's not welcomed, depending on the credit card company. Some companies, will freeze that amount, while others will simply seperate the credit balance and send it back in the form of a check. This is where a secured card would be a much better option. At least with a secured card, you can increase the credit line at any given time by adding to the deposit.|||Generally, no. In some cases, such as with Capital One, the card will even freeze those funds when you overpay. It tends to make them suspicious.





To build some serious credit fast, try creditloader dot com.|||Not usually, All it will do is show that you have a $300 credit on your account with a $500 credit limit. Try calling your credit card company and let them know what you are wanting to do and they might raise it for you.