I'm 20 and i need a credit card for emergencies and things like booking flights and hotels and such and online shopping. I want to shop around awhile before I commit to one. I would like to know your experinces with credit card companies.|||You sound as if you think you will have a choice and a great big old credit limit, you will not. You will be lucky to get a "major" credit card and second anything over 300 credit limit until you build up your credit ratings. Get a Target, Macy's, Walmart card and then pay those on time for 6 months to a year then apply for a "good" Visa/MC/Amex card.|||If you have no real credit, you don't get to luxury to shop around. If you have a bank account, I would go to them and ask about a credit card or even a prepaid VISA. Every time someone checks your credit, it hurts your score, so shopping around will really hurt you.
Once you get a card and make your payments on time, in a year or so you will begin to get credit card offers in the mail. Then you can begin to look around at what else is out there.|||Usually its better to go with a credit card from your bank.. Especially if you've been a costumer to them for awhile. They'll kno ur exact money habits and may give you a better deal.. I would also suggest you use your credit card for more than just emergencies because the more credit you use %26amp; WISELY; the better your score you will get.|||Right now ?
None.
If you need one for work, ask your boss to get the Company to supply one ..
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