Right now I have a Citibank mastercard. I would like to get a different citibank cash back rewards card instead. Will they allow me to switch cards without a hard credit pull?
Basically just close out my current card and move the credit limit to another card without affecting my fico score.|||Call them and ask if they will allow you to change your current card to a different program. They may say yes or they may require you to apply for a new account.
By the way, don't obsess over hard pulls. They only ding your score a few points and your score will rebound quickly. Of all the things on your credit report to worry about, credit inquiries are at the absolute bottom of the list.
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