How to put money on a card without it being a credit card or debit card?

I dont want to carry cash all the time and want to just put it on a card, but im only 17 and dont want to go through the process of getting a credit or debit card. My friend was telling me how I can get a gift card credit card and just use that and I wont have to go though any process. Does anyone know anything about this?|||You can buy a VISA gift card for let's say $100. It will cost you about $4.95 to buy the card. You can use that card just about anywhere VISA is accepted. You can't get airline tickets, hotel rooms or rental cars, though.





But remember, a gift card is exactly like cash. You lose it, you probably can't get your money back if someone finds it before you notice it gone..|||If you "don't want to go through the process" how do you ever hope to build up a credit history for your future needs - loan on a car, mortgage. The card described in the first answer has no effect on your credit score.


A debit card comes automatically with most checking accounts - which implies you don't even have a checking account, despite being almost an adult. You do have to enter the real world at some point since you are now old enough to enter the workforce|||You can get a prepaid credit card. They essentially function just like a gift card.