Can a credit card company that I do not have nor am I an authorized user, report on my credit report?

My husbands credit card comapny is reporting on my credit and I am not an authorized user or have my name on his account. How can they be reporting on my credit report?|||Because your husband gave your information when he applied for the card. You need to discuss this with the credit card company.|||In most states any debt a spouse incurs the other spouse is legally liable for. However, they can not just report you to the credit reports. Sounds like you have a legitimate complaint. I spoke with a mortgage lender at www.TheFinancialPhoneBook.com about a similar scenario. I recommend using them as a resource.|||This cannot and should not be reporting on your credit reports if you are not authorized or joint.

Your hubby needs to call up and see why your name is on the account.

If your husband gave information when he applied, that means you are on the account. He did not have to do this...