Can a credit card company get a court order to garnish your earnings?

If I owe money to a credit card company, they already send me to collecttions can they go to court to get a withholding order and take money out of my pay check?|||Yes they can, it's what's usually referred to as an Attachment of Earnings Order but before they can do that you need to have defaulted (which by the sounds of it you've done) and they need to obtain a judgement against you for non payment. Once that's done they have several options open to them including an A of E.





Before it comes to that contact the card company and come to a structured repayment scheme. If they're getting something back each month chances aree they'll take no further action as long as you're paying. tell them that you want the interest frozen as well.|||yes|||I'm pretty sure they can.|||you betcha|||In FL no, but they can put a lien on your property/home.|||yes, they can!|||If you don't attempt to pay the collection company, then they take the next step by getting an court order for your wages to be garnish.|||I wouldnt think they could go that far.|||They can and won't hesitate to do it.|||Yes they can. As long as they have all the right paperwork and send it to your employer it happens.|||As far as I know, unless it's a secured card, NO. Only if you're card is secured by some collateral can they take your stuff, garnish, etc. Trust me. I owe out the wazoo. Nobody is knocking on my door or garnishing wages. But it also varies state to state. NC....no.|||Basically yes any company that you owe money to can apply to the courts to have money deducted from your pay packet, the only difference is the judge will take your living expenses into account and come up with an amount that is ok to you and the company.


This also means your credit rating will be black listed and you wont even be able to get h/p|||sorry to say it but yea. They WILL do it. lol shouldnt have spent more than u can earn. lol|||yes they can so i suggest u just pay them like 25 a month and the rest of your check. if they take what u send then they cant garnish ya check so send something and see if they will take it|||Yes, but it's not very likely at all. Credit card debt usually doesn't get high enough to make the expense of getting a judgement/garnishing your wages worth it. In addition, the state you live in may or may not be friendly towards debtors. Texas is friendly towards debtors, it's very difficult to recover debts in TX.|||Yes, but it is not a simple process. Unfortunately the exact process varies from state to state. Some states have adopted the Uniform Consumer Credit Code, other have not. In most instances the creditor must first get a formal, final judgement against you in either Small Claims or regular court. Then there is a formal process for bringing you into court to disclose your ability to pay the debt. If the judge finds you have income over whatever the state's minimum is, the judge can order you income garnished. In a few exceptional cases your earnings can be attached before judgement and sometimes even without prior notice to you.|||I suggest you to sell everything you have (Including your bed) to pay everything to the Collection Agency.





You don't fool around with Collection Agencies.|||Yes. Though in some states (like PA), it is sometimes very difficult to do so. Often, they may put liens on you owned outright property, such as you home, car or anything that can be bartered.